It's the Gen-Y problem, can't wait for anything, want it all straight away, not going to work their way up the property ladder, want to go straight to the 4 bed villa in Ponsonby.
When the bank manager says they can't have the money they cry any wail because no one has ever said no to them before. And it's not their fault (it never is) so it must be the big bad Property Market to blame.