qube 3570 Report post Posted June 14, 2012 so my old man just got rear ended and turns out the guy that hit his car doesnt have insurance, my dads covered fully and we can put in a claim and get it fixed that way but the guy would prefer to have a private settlement. help me get an idea of how much it would cost to get this fixed or replaced (new/secondhand + paint) car is a non-motorsport 528 how much should i ask that guy to pay? (realistically) thanks Quote Share this post Link to post Share on other sites
NZ BMW 368 Report post Posted June 14, 2012 Just put in a claim, he'll be paying either way. Quote Share this post Link to post Share on other sites
Driftit 2078 Report post Posted June 14, 2012 If the panelbeater is getting cash. He will do a cash job quality wise. Just claim. Quote Share this post Link to post Share on other sites
oscar90 0 Report post Posted June 14, 2012 Put a claim in then the insurance company chase and deal with it Quote Share this post Link to post Share on other sites
dubman 39 Report post Posted June 14, 2012 I guess you haven't told anything at all to the insurance company? Tell them the w*nker who hit you took off, and you couldn't get his plate number. Make the guy who hit you pay the excess before you make a claim with your insurance company Good way to settle it quick, as long as no one finds out or it doesn't affect your future policy/no claim bonus/fee increase etc Quote Share this post Link to post Share on other sites
*Glenn* 854 Report post Posted June 14, 2012 I guess you haven't told anything at all to the insurance company? Tell them the w*nker who hit you took off, and you couldn't get his plate number. Make the guy who hit you pay the excess before you make a claim with your insurance company Good way to settle it quick, as long as no one finds out or it doesn't affect your future policy/no claim bonus/fee increase etc Your asking the OP to commit fraud Quote Share this post Link to post Share on other sites
dubman 39 Report post Posted June 14, 2012 its just an option Glenn. yes, it is fraudulent and illegal no doubt. He's a grownup, pretty sure he'll do whats best for him and his dad Quote Share this post Link to post Share on other sites
yng_750 247 Report post Posted June 14, 2012 just claim If he isnt mature enough to pay for insurance like everybody else why give him a break also if you get it repaired with insurance you get a lifetime warranty on the repairs a cash job will get no warranty Quote Share this post Link to post Share on other sites
Wom 0 Report post Posted June 14, 2012 he probably doesn't want an insurance company involved because he knows that they will get the money out of him eventually, whereas a private arrangement I bet you'd be lucky to see anything from him Quote Share this post Link to post Share on other sites
qube 3570 Report post Posted June 14, 2012 still no answer to my question.. if we wanted to we can put the claim through insurance and get everything fixed, i have the guys name address plate drivers license number phone number everything. its just that i know if we go through insurance and go to a repair place, they will charge probably something like $3000 when its not going to cost that much.. and the poor dude who hit my dads car is gonna have to cough it all up eventually, for the profit of the insurance company/panelbeaters. so i suggested he just pays for my repairs privately, i am just asking roughly how much do you guys think it will cost to repair/replace+paint. thanks Quote Share this post Link to post Share on other sites
antil33t 90 Report post Posted June 14, 2012 Drive to panelbeater show panelbeater. know how much it cost. I'd still claim, f**k over the dickhead with no insurance. When mum crashed dad's car for the 400th time it cost about $800 to fix the front bumper and repaint. and that's a Ford Failcon. Quote Share this post Link to post Share on other sites
bellicose 9 Report post Posted June 14, 2012 Get a good clean 2nd hand bumper, get it to me and i'll paint it for $200 then you can get it fitted by a panelbeater. Dependant on where you are, bring the car to me and i'll paint & fit for $300. Quote Share this post Link to post Share on other sites
Etwenty1 45 Report post Posted June 15, 2012 some insurers will make you pay the excess until the other driver admits liability. Quote Share this post Link to post Share on other sites
hotwire 352 Report post Posted June 15, 2012 some insurers will make you pay the excess until the other driver admits liability. Yes but in this case by reading - the purpertrater has already admitted liability. I agree with comments above - get it fixed under insurance. I couldn't give a rats for the guy with no insurance - maybe this will teach him a lesson. It gives me the sh:ts with people who fail to cover themselves with car insurance. Why the hell this country has still not seen the light & enforced compulsory third party insurance is beyond me. Any other reputable country has... long ago. As far as bumper goes, there is a Plastic Welder guy here in Te Awamutu who could easily repair that one - I have seen him repair much worse. Quote Share this post Link to post Share on other sites
318Touring 40 Report post Posted June 15, 2012 It's not going to be $3000. Unless the whole rear section caves in. Quote Share this post Link to post Share on other sites
HELLBM 1552 Report post Posted June 16, 2012 Bumper $200 @ Hellbm, Paint and fitting $180. Quote Share this post Link to post Share on other sites
1rotty 40 Report post Posted June 16, 2012 Yay..finally someone answered what was a very simple question...Ray to the rescue...again Quote Share this post Link to post Share on other sites
bellicose 9 Report post Posted June 16, 2012 Yay..finally someone answered what was a very simple question...Ray to the rescue...again So ya pretty much ignored my post then aye, pffft. Quote Share this post Link to post Share on other sites
qube 3570 Report post Posted June 16, 2012 So ya pretty much ignored my post then aye, pffft. haha i got your post loud and clear i think im going to go through with claiming it with insurance otherwise just get the guy to pay for it at the place we choose. too much hassle trying to be a nice guy Quote Share this post Link to post Share on other sites
bellicose 9 Report post Posted June 16, 2012 just get the guy to pay for it at the place we choose. This is the right thing to do i think. Quote Share this post Link to post Share on other sites
Allanw 1071 Report post Posted June 16, 2012 This is the right thing to do i think. BEFORE the works starts I once had a similar situation (although it wasn't the guys fault he wasn't insured - it was a license issue, he wasn't told about by the Police), except the entire rear 1/4 on my accord wagon needed replacing. It was $4500 +gst! I informed my insurance company, but told them he wanted to sort it privately. That way, if it went pear shaped, they knew what was going on, and couldn't accuse me of doing a dodgy of any kind. The guy did pay up in cash, when I collected the vehicle from the repair shop Probably best they have a note on record at least. Quote Share this post Link to post Share on other sites
kiwi535 538 Report post Posted June 17, 2012 BEFORE the works starts I once had a similar situation (although it wasn't the guys fault he wasn't insured - it was a license issue, he wasn't told about by the Police), except the entire rear 1/4 on my accord wagon needed replacing. It was $4500 +gst! I informed my insurance company, but told them he wanted to sort it privately. That way, if it went pear shaped, they knew what was going on, and couldn't accuse me of doing a dodgy of any kind. The guy did pay up in cash, when I collected the vehicle from the repair shop Probably best they have a note on record at least. and the guy who fixes it needs to guarantee his work.This happened to us when a guy rear ended the wifes car.He wanted a "mate" to fix it whoworked at Honda repair place.I said thats fine but its got to be a bona fide repair with appropriate remedies /warranties etc.Never heard back from him,so the insurance company then got involved and fixed it.Umfortunately the qualtiy of their work was of a poor std not to mention the time we were without a car.After she got rear ended a second time with the same hassles i has to sell a car i loved and we switched insurance companies too. Quote Share this post Link to post Share on other sites