shadowninja

From my home. It will probably be on the market in a week or so.

Lame. :finger:

As far as I know the loss of license is non-negotiable. However as bimmerboy says there are special restricted licenses available at significant cost to allow work travel. (and you're a bloody idiot)

Like every walk of life, there are pricks & pariahs. Note in Wellington they are not city council employees, the city outsources it to ADT security. Unfortunately the wardens down in W-town work on quotas, so they are out there using every trick to get their numbers. They camp out around easy-to-ticket areas. It also doesn't help their case where a large chunk of them get investigated for fraud. Recently a whole bunch of the Wellington meter-people were suspended, but ADT still had to honour their contract to the city council, so had security guards out there ticketing cars.

I had an introductory lesson in flying a helicoptor in October... man that is so much harder than it looks!

BNZ Expectations for FX rates NZD/USD Mar-06 0.680 Jun-06 0.620 Sep-06 0.580 Dec-06 0.580 Mar-07 0.575 Jun-07 0.590 Andrew what kind of volumes to you trade in order to make a "good profit" on a one cent margin?

Haha yeah I got some AMP shares outta my old life policy that my folks started for me... paid for my lounge suite. Sold them at $24 a share shortly after listing. Still, they were a p!ss poor way of saving really. Many would have been better off with the mattress approach. Seems like cheap borrowings until you realise it was your money all along. If you need life cover, take a term life insurance. If you want an investment, choose something that you have some control over and suits your risk profile.

Dictatorship is such a dirty word... I'd put it somewhere between an Autocracy and an Oligarchy.

Voting prompts not working for me either, but I'd basically support anyone except *sic (well maybe a few others). We went through this again not so long ago, and at that time there seemed to be a vote in favour of *sic getting his "stick" back. Well not a week went by after that and he was up to the same games... abusing fellow posters, editing other's posts, locking threads for little reason. I'd put my own hand up, but I think Martyyn would do a better job.

14-15% returns over the last 5 years is pretty good, as that should have included at least 2 years of shocking negative returns. Ollie, if the expectation is for interest rates to decrease wouldn't you also expect the currency to dip? I would also steer you away from the bundled life insurance products like the Whole of Life or Endowment policies. For starters they are a high-fee product, often the first 2-years premiums are all commission for the agent. Secondly they are difficult to determine what the investment component is vs the life premiums. Thirdly they have had generally poor performances, especially for those who try to cancel them in the first 5+ years (because of the commission structure). First & foremost choose your investments based on the underlying assets & performance, taxation advantages should only be seen as an ancilliary benefit as the IRD can (and does) change the rules, and sometimes does backdates the dates they take effect.

BNZ economists expecting a rate of 0.580 by December.

I would be tempted to put a big chunk of change on the USD/NZD. Most of the money market economists are expecting the NZD to depreciate by around 10% before the end of the calendar year. Was thinking about putting $50-100K on it but will be in the middle of selling/buying a property & not sure how long I'll be holding a pile of additional debt in bridging finance (additional $650K mortgage borrowings @ cost of ~$5K per month intereest). If the house sells for a good price before the NZD drops below 0.640... Not sure if I'd go for a direct purchase, or just buy options. At least with options your potential loss is limited to the cost of the option. Would consider bundling the currency transaction with another form of investment, I don't have a good handle on the US markets at the moment. I'd probably just leave it in cash or good quality corporate bonds. The problem with small speculative trades is that any profit you make is usually eaten up by the fees. Day traders usually end up losing money that way.

Its just the colour dude... and the sills that say 'BMW Individual'The interior is still the standard E46 black leather.

Theres one for sale in Wgtn too, on the Team European used lot. Imported apparently, they want $145K for it. The salesman says the seats alone cost $20K each.

Mine is a 'BMW Individual' car, though as far as I can see the only real difference over the normal MSport upgrades is the paintjob in Estoril Blue. Apparently cost ~$8K to do that.

23, definitely helps to have spent some time in the USA. Good game. Flunking the technology one on 14

OMG Andrew = the missing link Please don't show us any pics of your back/shoulders.

Yeah I think there must be a flaw with that last part comparing vs. averages. *shrug* Doing more business finance papers & property valuation.

Ford loses money on every car they make, around $300 per vehicle. Its only the trucks & SUVs they make a profit on. Out of every vehicle sale, about $1,000USD of it goes to pay for retired employees health & pension plans. GM has the same problems.

I saw this survey online while enrolling this year. http://hrm.massey.ac.nz/driving_behaviour.html Give it a go?

Way cool man! Just goes to show what a quick eye can do. Good on ya.

Dam I almost put my neck out trying to look at those pics. That would be almost as bad as damaging your wanking hand, eh Carl?

Sorry man wasn't implying that you'd done a rangi job on it, but from memory your car was VERY low.

Damian yours sounds self-inflicted with the amount you've chopping the springs on your ride.

Nothing will change until such time as Telecom is no longer legislated to provide seriously unprofitable rural phone services. As far as I can see, we are an expensive country to provide telecommunication services for. Low & sparcely populated areas with challenging geographical environment. We need to stop comparing ourselves to countries like USA, Japan etc when it comes to technology and more to the 2nd-3rd world economies. And hey its not just the government that wants to prop up Telecom... they take up over 25% of the value of our sharemarket too.